New Jersey Car Insurance Documents Required

Learn what items you should have to buy your NJ policy.

 

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Shopping for New Jersey Car insurance is a task that takes, time, patience and knowledge. This impromptu worksheet will assist you by providing a list of the documents
and information commonly requested by companies and agents during the application process. You may find it helpful to gather this information before you apply for insurance.
This could prevent unnecessary delays when applications are deemed incomplete.  While you are gathering them make an extra copy or two for future use if needed.


NJ Dept. of Insurance Required Legal Documents


Supporting Documents/Information (documents vary by company, but most of this will be required.)


Proof of residency *

The following information for each driver listed as operators: name, relationship to applicant, date of birth, sex, marital status, and social security number

Copy of Motor Vehicle Reports for all drivers listed as operators**

Copy of driver's license (s) for each driver in household

Year, make model, body style and vehicle identification number of each vehicle to be insured

Copy of registration for all vehicles in household

Copies of policies for vehicles in household not insured under requested policy

Copies of police reports for all accidents

Copies of moving violation citations Not required, however it is in your best interest to have a current NJDMV-NJMVC Abstract

Lien holder/copy of lease (s), if applicable

Copy of current auto policy/insurance card(s) indicating coverage for previous 12 months

Employment information for drivers in household

Odometer reading for each vehicle

Distance of commute to work/school for each vehicle

Membership ID, card, etc., if applying for insurance with a company with membership requirements


Discount Documents (extent varies by company)


Driver Training or Defensive Driver certificate

Report card or transcript for Good Student discount

Copy window sticker or invoice for anti theft discount

Copy of window sticker or invoice for safety devices

Membership card for member organization discount

*Proof of residency may include utility bill, copy of lease, affidavit from homeowner, phone bill, mortgage coupon, recent bank statement or voter registration card.


You are not required to personally supply copies of motor vehicle reports. However, this may expedite the process.


Completed Application

Completed Coverage Selection Form


 

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New Jersey Car Insurance Documents required for policy purchase